Risk Disclosure

Not financial advice, not an investment

Nothing on this site or in the documentation constitutes investment, financial, tax, or legal advice. Toii Labs LLC does not offer securities, custody services, deposits, or yield products. References to payments, settlement, and identity describe infrastructure software, not financial services.

Service and network risk

Gao Internet surfaces may pause, regress, change interface, or be retired without notice.

Test networks, test identities, and test balances, where offered, have no real-world economic value and may be reset.

Non-custodial design — operational risk on the user

Because the stack is non-custodial by design, the user is responsible for the safekeeping of signing keys, recovery material, and device security. Lost or compromised keys can result in irreversible loss of access. There is no central operator that can restore them on the user's behalf.

Smart-contract and protocol risk

Identity, settlement, and messaging primitives rely on protocols and code that may contain unknown bugs. Audits, if and when performed, reduce but do not eliminate this risk. Always review the in-product disclosures of any consumer surface before transacting.

Regulatory risk

Laws applicable to digital identity, payments, and AI agents vary by jurisdiction and are evolving. Use of Gao Internet surfaces from a jurisdiction in which the relevant features are restricted is your responsibility.

AI agent risk

Even with capability tokens, policy gates, and approval flows, AI agents can produce unintended outputs and side-effects. Treat agent suggestions as proposals subject to your review, not as authoritative actions.

No guarantees

Availability descriptions, roadmaps, and architectural commitments are forward-looking. They are not guarantees. Toii Labs LLC disclaims all warranties to the maximum extent permitted by law.

Contact

legal@gao.global